Misc. Commercial Insurance

Typical coverage includes:

• Ocean Marine / Hull & Cargo
• Boiler & Machinery / Equipment Breakdown
• Crime
• Credit
• Libel & Slander
• Special Event

Ocean Marine / Cargo & Hull - Provides coverage for your international cargo shipments by sea or air, as well as for your hulls.

Boiler & Machinery/Equipment Breakdown - Covers sudden and accidental breakdowns of steam and hot water boilers, pressure vessels, air conditioning equipment, turbines, electrical apparatus, and various other mechanical and electrical objects. Coverage extends not only to insured object itself but also to other property damaged by an accident to an object. Endorsements are available to cover loss of income, extra expense, utility services, consequential loss (spoilage).

Crime/Employee Dishonesty - Crime insurance can cover money and securities against burglary, robbery, theft, destruction, disappearance, computer fraud, extortion, and employee dishonesty. Crime insurance can also cover property other than money and securities.

Credit Insurance - Covers your accounts receivable against payment default on the part of one of your customers.

Libel & Slander - Provides coverage for liability arising from libel and slander.

Special Event Insurance - Provides coverage when your company participates in shows, exhibitions, hole-in-one events and other such activities. Coverage may include liability, including liquor liability, protection of property, and event cancellation costs.

Transit - Provides protection for property while in transit. Property covered can be owned or property of others in your care, custody, control. Types of transit coverage include ocean cargo, motor truck cargo, contractor's equipment floater.

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